ARM Loans

Adjustable-rate mortgages (ARM) are indexed-based mortgage loans. They provide extra payment flexibility and offer interest rates as low as 1%.

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Monthly Treasury Average (MTA)

A Monthly Treasury Average (MTA) loan is only one type of Adjustable Rate Mortgage (ARM). MTA loans have several advantages:

  • Low monthly payments
  • Low initial rate
  • Flexibility in monthly mortgage payments
  • Tax planning
  • Easy qualification

The MTA minimum monthly mortgage payment can save you hundreds or even thousands of dollars every month. Monthly savings can be invested and/or used to pay off credit cards. It is a good mortgage if you have a need to accumulate more assets, or the need to fund investment accounts (with higher return on your investments). It is also compatible with the COSI mortgage. Our mortgage professionals can help you decide whether a COSI loan or a MTA type of ARM is the right kind of mortgage for you.

Like all ARM loans, COSI and CODI loans offer low mortgage rates, flexible payments and the possibility of reducing your principle and payments as you pay back the loan.

Apply Now to try the MTA loan today!